Terms of Service

By accessing or using Summra, you agree to the following Terms of Service. If you do not agree with these terms, please do not use the application.

1. Eligibility

You must be at least 16 years old to use Summra. By using the app, you confirm that you meet this age requirement and have the legal capacity to accept these terms.

2. Use of the Service

Summra provides a digital dashboard to manage personal finances, health data, tasks, and calendars. You agree to use the service only for lawful purposes and in accordance with these terms.

3. User Responsibilities

  • Provide accurate information and keep your account secure.
  • Do not share your login credentials with others.
  • Do not misuse, reverse engineer, or disrupt Summra’s functionality.
  • Use integrations (e.g., banking, calendar) only if you are authorized to do so.

4. Data and Privacy

Summra protects your personal information through encryption and secure systems. Use of your data is governed by our Privacy Policy. You retain full control over your data and may request deletion at any time.

5. Subscription and Payments

Summra offers both free and paid plans. Payment is required for access to premium features. All payments are securely processed. Subscriptions renew automatically unless canceled in advance.

6. Refund and Dispute Policy

Refunds are handled on a case-by-case basis. If you believe you were charged in error or have a billing issue, please contact us at info@summradashboard.com within 14 days of the transaction.

7. Account Termination

You may close your account at any time. Summra reserves the right to suspend or terminate accounts that violate these terms or abuse the service. Upon termination, your data will be permanently deleted.

8. Service Availability

Summra strives for high availability but does not guarantee uninterrupted access. Scheduled maintenance, updates, or technical issues may result in temporary downtime.

9. Disclaimer of Warranty

Summra is provided "as is" without warranties of any kind. We do not guarantee that the service will meet your specific needs, operate error-free, or deliver uninterrupted access at all times.

10. Limitation of Liability

Summra is not liable for any indirect, incidental, or consequential damages arising from the use or inability to use the service, including lost data or missed alerts.

11. Changes to Terms

These terms may be updated occasionally. Continued use of Summra after changes means you accept the updated terms. We recommend reviewing them regularly.

12. Contact

For questions or concerns about these terms, please contact us at info@summradashboard.com.